:root{--bg:#f7f8fa;--card:#fff;--text:#17191d;--muted:#646b75;--line:#e7e9ee;--accent:#1f6feb;--dark:#0e1116;--ok:#137333;--warn:#a15c00;--bad:#b3261e;--soft:#eef4ff;--radius:18px;--shadow:0 8px 28px rgba(15,23,42,.06)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Pretendard,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Noto Sans KR",Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.68}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto;display:block}.wrap{width:min(1120px,calc(100% - 32px));margin:auto}.topbar{background:#0f172a;color:#cbd5e1;font-size:13px}.topbar .wrap{padding:9px 0;display:flex;justify-content:space-between;gap:12px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.header-inner{height:68px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:10px;font-weight:900;letter-spacing:-.02em}.brand-mark{width:34px;height:34px;border-radius:10px;background:var(--dark);color:#fff;display:grid;place-items:center;font-size:15px}.brand small{display:block;color:var(--muted);font-size:11px;font-weight:600;line-height:1.1}.nav{display:flex;gap:22px;font-size:14px;font-weight:700}.nav a:hover,.nav a.active{color:var(--accent)}.menu-btn{display:none;border:1px solid var(--line);background:white;border-radius:10px;padding:8px 11px;font-weight:700}.hero{padding:64px 0 36px;background:linear-gradient(180deg,#fff 0,#f7f8fa 100%)}.eyebrow{display:inline-flex;align-items:center;gap:7px;padding:7px 11px;border:1px solid #dbe7ff;background:#f6f9ff;color:#2857a4;border-radius:999px;font-size:13px;font-weight:800}.hero h1{font-size:clamp(36px,6vw,62px);line-height:1.08;letter-spacing:-.05em;margin:20px 0 18px;max-width:900px}.hero p{font-size:18px;color:#505864;max-width:760px;margin:0}.hero-media{margin-top:28px}.hero-media img{border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow)}.status-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:34px}.status-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;box-shadow:var(--shadow)}.status-card span{display:block;color:var(--muted);font-size:13px;margin-bottom:7px}.status-card strong{font-size:20px}.badge{display:inline-flex;align-items:center;border-radius:999px;padding:5px 9px;font-size:12px;font-weight:800}.bad{color:var(--bad);background:#fff0ef}.warn{color:var(--warn);background:#fff5e8}.ok{color:var(--ok);background:#edf8ef}.neutral{color:#4b5563;background:#f1f3f5}.section{padding:54px 0}.section.white{background:white}.section-title{font-size:30px;letter-spacing:-.035em;line-height:1.2;margin:0 0 12px}.section-lead{margin:0 0 28px;color:var(--muted);max-width:760px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);transition:.18s}.card:hover{transform:translateY(-2px);border-color:#ccd6e6}.card .kicker{color:var(--accent);font-size:12px;font-weight:900}.card h3{font-size:21px;letter-spacing:-.025em;margin:8px 0}.card p{color:var(--muted);font-size:14px;margin:0}.card .arrow{display:inline-block;margin-top:18px;font-weight:800;color:var(--accent);font-size:14px}.timeline{border-left:2px solid #dce4ef;margin:22px 0 0 9px;padding-left:26px}.tl{position:relative;padding:0 0 28px}.tl:before{content:"";position:absolute;left:-34px;top:7px;width:14px;height:14px;border:3px solid white;background:#3b82f6;border-radius:50%;box-shadow:0 0 0 2px #bcd0ee}.tl time{font-size:12px;font-weight:900;color:#61728b}.tl h3{margin:3px 0 5px;font-size:18px}.tl p{margin:0;color:var(--muted)}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin:10px 0;padding:0 18px}.faq summary{cursor:pointer;font-weight:800;padding:18px 0}.faq p{color:#555e69;padding:0 0 18px;margin:0}.notice{border:1px solid #d8e4fb;background:#f7faff;border-radius:16px;padding:20px}.notice strong{color:#244d8f}.source-list{display:grid;gap:10px}.source{display:block;background:#fff;border:1px solid var(--line);border-radius:13px;padding:15px 17px}.source b{display:block;margin-bottom:3px}.source span{font-size:13px;color:var(--muted)}.breadcrumbs{font-size:13px;color:#737b87;margin-bottom:18px}.article-hero{padding:42px 0 28px;background:white;border-bottom:1px solid var(--line)}.article-hero h1{font-size:clamp(32px,5vw,48px);line-height:1.16;letter-spacing:-.045em;margin:8px 0 12px}.article-hero p{font-size:17px;color:#4f5863}.answer-box{background:#f3f7ff;border-left:4px solid var(--accent);border-radius:12px;padding:17px 19px;margin-top:22px}.meta{font-size:13px;color:#7b838f;margin-top:13px}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:34px}.article{background:#fff;border:1px solid var(--line);border-radius:18px;padding:34px}.article h2{font-size:27px;letter-spacing:-.03em;margin:44px 0 12px}.article h2:first-child{margin-top:0}.article h3{font-size:20px;margin-top:28px}.article p,.article li{color:#343a43}.article ul,.article ol{padding-left:22px}.article table{width:100%;border-collapse:collapse;margin:18px 0;font-size:14px}.article th,.article td{border:1px solid var(--line);padding:12px;text-align:left;vertical-align:top}.article th{background:#f7f8fa}.article figure{margin:0 0 28px}.article figure img{border-radius:18px;border:1px solid var(--line);box-shadow:var(--shadow)}.article figcaption{font-size:13px;color:var(--muted);margin-top:8px}.toc{position:sticky;top:92px;background:white;border:1px solid var(--line);border-radius:16px;padding:18px;height:max-content}.toc b{display:block;margin-bottom:10px}.toc a{display:block;color:#5e6772;font-size:14px;padding:5px 0}.toc a:hover{color:var(--accent)}.pill-row{display:flex;gap:8px;flex-wrap:wrap}.footer{background:#111827;color:#cbd5e1;padding:42px 0;margin-top:40px}.footer strong{color:#fff}.footer-grid{display:grid;grid-template-columns:2fr 1fr;gap:30px}.footer p{font-size:13px;max-width:720px}.footer-links{display:flex;gap:14px;flex-wrap:wrap;font-size:13px}.update-box{display:flex;gap:12px;flex-wrap:wrap;margin:20px 0}.update-box div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 14px;font-size:13px}.legal-note{background:#fffaf0;border:1px solid #f1dbb1;border-radius:14px;padding:18px}.cta-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.cta{border:1px solid var(--line);background:#fff;border-radius:14px;padding:18px;font-weight:800}.cta small{display:block;color:var(--muted);font-weight:500;margin-top:4px}.image-links{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}.skip{position:absolute;left:-9999px}.skip:focus{left:10px;top:10px;background:#fff;padding:10px;z-index:999}
@media(max-width:860px){.nav{display:none;position:absolute;top:68px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);padding:16px 24px;flex-direction:column;gap:12px}.menu-btn{display:block}.status-grid{grid-template-columns:1fr 1fr}.cards{grid-template-columns:1fr 1fr}.content-layout{grid-template-columns:1fr}.toc{display:none}.hero{padding-top:42px}.footer-grid{grid-template-columns:1fr}.article{padding:24px}.image-links{grid-template-columns:1fr}}
@media(max-width:580px){.wrap{width:min(100% - 22px,1120px)}.topbar .wrap{font-size:11px}.hero h1{font-size:38px}.hero p{font-size:16px}.status-grid,.cards,.cta-grid{grid-template-columns:1fr}.section{padding:42px 0}.section-title{font-size:27px}.article-hero{padding-top:28px}.article h2{font-size:24px}.article table{font-size:13px;display:block;overflow-x:auto}.header-inner{height:62px}}
/* ===== V2 dashboard / infographic UI ===== */
.v2-hero{padding:54px 0 44px;background:radial-gradient(circle at 85% 10%,#eef5ff 0,transparent 34%),linear-gradient(180deg,#fff 0,#f7f9fc 100%)}
.v2-hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:34px;align-items:center}
.v2-hero-copy h1{font-size:clamp(42px,6vw,72px);line-height:1.02;letter-spacing:-.055em;margin:16px 0 16px}.v2-hero-copy .subhead{font-size:22px;color:#3f4854;font-weight:700;letter-spacing:-.02em}.v2-hero-copy .lead{font-size:16px;color:var(--muted);margin-top:22px;max-width:620px}.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:28px}.trust-item{display:flex;align-items:center;gap:9px;font-size:13px;font-weight:800;color:#303844}.trust-icon{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#eef5ff;color:#1f6feb;font-weight:900}
.status-panel{background:#fff;border:1px solid #e3e8f1;border-radius:24px;box-shadow:0 18px 50px rgba(30,64,175,.10);padding:24px}.status-panel-head{display:flex;justify-content:space-between;gap:16px;align-items:flex-start;margin-bottom:18px}.status-panel-head h2{font-size:24px;margin:0;letter-spacing:-.03em}.status-panel-head .date{font-size:12px;color:var(--muted)}.status-panel-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.status-tile{border:1px solid var(--line);border-radius:16px;padding:18px;min-height:150px;background:linear-gradient(180deg,#fff 0,#fbfcfe 100%)}.status-tile .ico{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;font-size:22px;background:#eef4ff;margin-bottom:14px}.status-tile h3{font-size:17px;line-height:1.3;margin:0 0 7px}.status-tile p{font-size:13px;color:var(--muted);margin:0}.state-line{display:flex;align-items:center;gap:7px;margin-top:14px;font-weight:900;font-size:13px}.state-line.red{color:#b3261e}.state-line.orange{color:#a15c00}.state-line.blue{color:#245cb8}.state-line.gray{color:#59616d}
.v2-strip{background:#fff;border:1px solid #dfe7f4;border-radius:18px;padding:16px 20px;margin-top:22px;display:grid;grid-template-columns:1.3fr repeat(4,1fr);gap:14px;align-items:center}.v2-strip strong{font-size:15px}.mini-guide{border-left:1px solid var(--line);padding-left:14px;font-size:12px;color:#4f5864}.mini-guide b{display:block;color:#1e293b;margin-bottom:2px}
.v2-section{padding:66px 0}.v2-section.white{background:#fff}.v2-heading{display:flex;align-items:end;justify-content:space-between;gap:18px;margin-bottom:24px}.v2-heading h2{font-size:34px;line-height:1.15;letter-spacing:-.04em;margin:0}.v2-heading p{max-width:640px;margin:0;color:var(--muted)}
.info-dashboard{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.info-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;min-height:210px;box-shadow:var(--shadow)}.info-panel .num{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#eef4ff;color:#1f6feb;font-weight:900;margin-bottom:16px}.info-panel h3{font-size:20px;margin:0 0 9px}.info-panel p{font-size:14px;color:var(--muted);margin:0 0 16px}.info-panel a{font-size:13px;font-weight:900;color:var(--accent)}
.v2-timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:0;position:relative;margin-top:34px}.v2-timeline:before{content:"";position:absolute;left:8%;right:8%;top:23px;height:2px;background:#cad9ed}.v2-step{position:relative;text-align:center;padding:0 12px}.v2-dot{width:46px;height:46px;margin:0 auto 16px;border-radius:50%;display:grid;place-items:center;background:#fff;border:2px solid #a8c4e9;color:#245cb8;font-weight:900;position:relative;z-index:2}.v2-step time{display:block;font-size:12px;font-weight:900;color:#2b61aa}.v2-step h3{font-size:17px;line-height:1.3;margin:6px 0}.v2-step p{font-size:13px;color:var(--muted);margin:0}
.quick-faq{display:grid;grid-template-columns:1fr 1fr;gap:14px}.quick-faq details{background:#fff;border:1px solid var(--line);border-radius:15px;padding:0 18px}.quick-faq summary{padding:18px 0;font-weight:900;cursor:pointer}.quick-faq p{margin:0 0 18px;color:var(--muted);font-size:14px}
.article-visual{margin:0 0 28px;padding:26px;border:1px solid #dfe7f4;border-radius:22px;background:linear-gradient(135deg,#fff 0,#f6f9ff 100%);box-shadow:0 12px 32px rgba(37,99,235,.07)}.article-visual-header{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:22px}.article-visual-header h2{margin:0!important;font-size:28px!important}.article-visual-header p{margin:6px 0 0!important;color:var(--muted)!important}.visual-badge{padding:7px 10px;border-radius:999px;background:#eef4ff;color:#245cb8;font-size:12px;font-weight:900;white-space:nowrap}.visual-grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.visual-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;min-height:170px}.visual-card .visual-icon{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#eef4ff;color:#245cb8;font-size:20px;margin-bottom:12px}.visual-card h3{font-size:17px;margin:0 0 7px}.visual-card p{font-size:13px!important;color:var(--muted)!important;margin:0!important}.visual-status{display:inline-block;margin-top:13px;padding:5px 9px;border-radius:999px;background:#f1f5f9;color:#334155;font-size:12px;font-weight:900}.visual-status.red{background:#fff1f0;color:#b3261e}.visual-status.orange{background:#fff5e8;color:#a15c00}.visual-status.blue{background:#eef4ff;color:#245cb8}
.visual-timeline{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}.visual-step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;text-align:center}.visual-step .bubble{width:48px;height:48px;border-radius:50%;display:grid;place-items:center;margin:0 auto 12px;background:#edf4ff;color:#245cb8;font-size:21px}.visual-step h3{font-size:16px;margin:0 0 7px}.visual-step p{font-size:12.5px!important;color:var(--muted)!important;margin:0!important}
.visual-risk-list{display:grid;gap:10px}.risk-row{display:grid;grid-template-columns:46px 150px 1fr;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px}.risk-row .r-icon{width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:#eef4ff;color:#245cb8}.risk-row b{font-size:15px}.risk-row span{font-size:13px;color:var(--muted)}
.compare-board{display:grid;grid-template-columns:1fr 1fr;gap:14px}.compare-col{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}.compare-col h3{margin:0;padding:15px 18px;background:#f7f9fc;font-size:17px}.compare-col.primary h3{background:#1f6feb;color:white}.compare-col ul{list-style:none;padding:10px 18px 16px;margin:0}.compare-col li{padding:10px 0;border-bottom:1px solid var(--line);font-size:13px}.compare-col li:last-child{border-bottom:0}
.v2-image-secondary{margin-top:28px}.v2-image-secondary img{border-radius:18px;border:1px solid var(--line);box-shadow:var(--shadow)}.v2-image-secondary figcaption{font-size:12px;color:var(--muted);margin-top:7px}
@media(max-width:920px){.v2-hero-grid{grid-template-columns:1fr}.v2-strip{grid-template-columns:1fr 1fr}.v2-strip>strong{grid-column:1/-1}.mini-guide{border-left:0;border-top:1px solid var(--line);padding:10px 0 0}.info-dashboard{grid-template-columns:1fr 1fr}.v2-timeline{grid-template-columns:1fr;gap:14px}.v2-timeline:before{display:none}.v2-step{text-align:left;display:grid;grid-template-columns:46px 1fr;column-gap:14px}.v2-dot{margin:0;grid-row:1/4}.visual-grid-4,.visual-timeline{grid-template-columns:1fr 1fr}.compare-board{grid-template-columns:1fr}.risk-row{grid-template-columns:46px 1fr}.risk-row span{grid-column:2}.quick-faq{grid-template-columns:1fr}}
@media(max-width:580px){.status-panel-grid,.info-dashboard,.visual-grid-4,.visual-timeline{grid-template-columns:1fr}.v2-strip{grid-template-columns:1fr}.v2-hero-copy h1{font-size:44px}.v2-hero-copy .subhead{font-size:18px}.status-panel{padding:18px}.article-visual{padding:18px}.article-visual-header{display:block}.visual-badge{display:inline-block;margin-top:10px}.v2-heading{display:block}.v2-heading p{margin-top:8px}.risk-row{grid-template-columns:42px 1fr}}